Transfer your existing gold loan from any bank or NBFC
Gold & Silver Loans
Get instant gold and silver loans against your jewellery or coins with fair, transparent valuation. Our team evaluates purity and current market value quickly, so you can access funds without unnecessary delay.
Loans are typically sanctioned for 80% to 90% of your gold's assessed value, with standard interest rates starting at 24% p.a. Flexible repayment lets you pay monthly, or choose early closure to reduce your interest. Full terms are available on our Terms and Conditions page.
Loan Takeover
If you already have a gold loan with another bank or NBFC, we can take it over with better rates and a transparent process. Bring your existing loan documents and pledged gold details, and our team will guide you through a smooth transfer.
Transfer your existing gold loan from any bank or NBFC
Better interest rates and transparent terms
Quick, hassle-free takeover process
No hidden charges during transfer
Our Process
01
Bring in your gold, silver or diamond jewellery and our team will guide you from the very first step.
02
We carry out an accurate purity check and provide transparent market-linked pricing with no hidden charges.
03
Go through the valuation details clearly with our expert team and confirm at your own pace with full confidence.
04
Once confirmed, receive your settlement quickly and securely with complete documentation support.
FAQ's
Clear answers to the most common questions about gold and silver loans, interest rates, repayment and documentation.
Gold loans are typically sanctioned for a 9-12 month period, with standard interest rates starting at 24% p.a.
You may be eligible for a loan amount of up to 80% to 90% of the assessed value of your pledged gold, subject to our valuation and applicable policies.
Interest can be paid in installments. For loans older than one month, a minimum of one month's interest must be paid; for pledges older than three to six months, at least 50% must be paid.
Yes. Timely interest repayment or early closure may qualify you for reduced interest rates under specific schemes.
If interest is not paid on time every month, the pledged gold may be sent to auction after 3 to 6 months, as outlined in our Terms and Conditions.
Yes. Your gold is retained securely by us as security for the loan until the loan amount and any applicable charges are fully repaid.
Yes. Loan takeover is also available. Bring your existing loan documents and pledged gold details, and we can transfer your loan from another bank or NBFC with better rates and a transparent process.
Get Started
Sell your gold, release your pledged gold or explore silver and diamond jewellery with a team that puts your value first.
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